Credit Analyst - Tangerang

Join Hino Finance Indonesia as a Credit Analyst in Tangerang and play a pivotal role in evaluating financial data to support lease application decisions. This position offers a unique opportunity to work in a dynamic financial services environment, ensuring the approval of creditworthy customers. As a Credit Analyst, you will be responsible for analyzing financial statements, credit reports, and other relevant data to assess the creditworthiness of potential lessees. Your insights will directly impact the company's ability to extend credit and manage risk effectively.

At Hino Finance Indonesia, we are committed to providing excellent financial solutions to our customers. Our team is dedicated to delivering high-quality services and ensuring customer satisfaction. By joining us, you will have the chance to grow your career in a supportive and innovative environment. Tangerang, a vibrant city with a strong economic base, offers a great quality of life and numerous opportunities for personal and professional development.

In this role, you will work closely with our sales and operations teams to ensure a smooth and efficient leasing process. You will use various tools and software, including credit analysis systems and financial modeling software, to perform your duties. This position is ideal for individuals with a strong background in finance, accounting, or a related field who are eager to make a significant impact in the financial services industry.

📋 Tanggung Jawab Pekerjaan

• Analyze financial statements, credit reports, and other relevant data to assess the creditworthiness of potential lessees.
• Evaluate lease application documents to ensure compliance with company policies and regulations.
• Collaborate with sales and operations teams to ensure a smooth and efficient leasing process.
• Use credit analysis systems and financial modeling software to perform credit evaluations.
• Provide recommendations to the credit committee on lease approvals and risk management.
• Monitor credit portfolios and provide regular reports on credit performance.
• Maintain accurate and up-to-date records of all credit transactions.
• Stay updated with industry trends and best practices in credit analysis.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum of 3 years of experience in credit analysis or a similar role.
• Strong knowledge of financial statements, credit reports, and credit analysis techniques.
• Proficiency in using credit analysis systems and financial modeling software.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work under pressure and meet deadlines.
• Familiarity with Indonesian financial regulations and industry standards.

🛠️ Keahlian

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